25 cents each when redeemed for travel through the Ultimate Rewards portal, your 60,000-point bonus is worth up to $750. The Chase card is one of our top-ranked travel cards, setting the standard for rewards and benefits. The bottom line: Citi® makes it easier to waive monthly service fees on its standard checking account than Chase or Bank of America. Chase has kicked off 2023 with some big, bad changes to the Pay Yourself Back benefit for both Sapphire Preferred and Sapphire Reserve cardholders. 25 cents each for travel booked through Chase or transfer points. Both Chase and Amex offer several different redemption opportunities for their points. There are a few factors that Chase looks at before approving the Chase Sapphire Preferred® Card. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a. Best card for someone who wants a big sign-up bonus: Chase Sapphire Preferred. Chase Sapphire Preferred Card. One of the most important factors is your credit score. Who shouldn't get the Sapphire Preferred? While many travelers should apply for the Chase Sapphire Preferred Card, certain types of travelers shouldn't go for the card. Both cards also offer roadside assistance, but the Chase Sapphire. As mentioned earlier, the Chase Sapphire Preferred® Card has an annual fee of $95. The Chase Sapphire Preferred Card earns 2x points instead of 3x points on travel when compared to the Chase Sapphire Reserve, doesn't come with a Priority Pass Select membership, offers weaker travel protections and only gets 1. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. Here’s why the $95 annual fee is. Best low-fee card for Lyft: Chase Sapphire Preferred® Card. You can earn 100,000 Chase Ultimate Rewards points for opening a Chase Sapphire Preferred Card and spending $4,000 in 3 months. Chase has plans for a Chase Sapphire Lounge by The Club in nine locations ; facilities in Austin (a 'terrace,' not a lounge), Boston and Hong Kong are now. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. All you have to do after logging into your account is go to the main menu on your. Rewards: Earn 1. First, the Sapphire Preferred is currently offering one of the best sign-up bonuses in the industry, giving new cardholders the opportunity to earn 60,000 bonus Ultimate Rewards points. 5 points if you have an Ultimate Rewards-earning credit card like the Ink Business Preferred Credit Card or Chase Sapphire Preferred Card. For flights, you have a couple of different options. Here are some reasons the. 49% to 28. For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. Yes, the Chase Sapphire Preferred offers several travel benefits including rental car insurance when you book and pay for the rental with your card and decline the rental company’s coverage at. The Differences Between the Amex Gold Card vs Chase Sapphire Preferred. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. Chase Sapphire Preferred Card. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. Points are worth 1. locations and for a statement credit toward. The Chase Sapphire Reserve®, a premium travel credit card, also comes with airport lounge access, an up to $300 annual travel credit and an up to $100 credit for Global Entry, TSA Precheck or. Rewards winner. Basically, many Chase credit cards, including this one, are subject to what’s known as the 5/24 Rule, which means you won’t be approved for a Chase Sapphire Preferred® Card if you’ve opened five or more credit card accounts within the last 24 months. And worst of all, Chase has finally removed Airbnb as an option. It also has CDs with low minimum opening deposits. The competition is stiffer, but the Reserve still edges out the Preferred (as it should). But the Chase Sapphire Preferred can be your best option for these reasons: 25% travel redemption bonus:. While competitors exist, the Sapphire Preferred is the clear winner by having the best transfer partners, insurance, and eco-system for generating points. New cardholders of the. Your points are worth 25% more when you booking award travel instead of cash or gift card rewards. Although a credit score of 700 or above is typical for successful applicants, even college students with limited credit history and. Amex Platinum Card — Uber Cash. So, if you have 100,000 points, they are worth $1,250 when redeemed. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. The Chase Sapphire Preferred® Card is one of the most recommended travel credit cards. 5 cents each toward travel bookings, while the Chase Sapphire Preferred and Ink Business Preferred Credit Card fetch 1. Fees and APR. AmEx points can give outsized value too, but only when. Chase Sapphire Banking benefits. So if you spent $25,000, you'd earn an additional 2,500. com or ESPNPlus. A lower annual fee (and no charge for authorized users) The Capital One Venture X Rewards Credit Card's annual fee is $395, significantly lower than the Chase Sapphire Reserve®'s $550. The Chase Sapphire Preferred earns 2x points on travel purchases. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. That means if you were to enroll on the very last day of this promotion, you would receive DashPass benefits through the end of 2025. @m_adams. 25 cents per point: Chase Sapphire Preferred ® Card; Chase Sapphire ® Card (no longer open to new applicants)After years of sitting on the sidelines in the travel rewards card market – dominated by banks like Chase and American Express with points you can transfer to hotels and airlines – it looks like Wells Fargo is finally looking to get in on the action. When you pay for travel with the Sapphire Preferred, you'll earn 2 points for every dollar spent, even on expenses such as tolls and monthly parking. For those who don’t travel as often though. The Chase Sapphire Preferred® Card has many of the same credit card travel insurance benefits as the Chase Sapphire Reserve®. Dream bigger with the Disney Premier Visa Card from Chase. Additionally, this product is open to the general public and doesn’t require an invitation. Bottom Line Chase Sapphire Preferred is one of the best credit cards for. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®The Chase Sapphire Preferred® Card is the winner over Chase Freedom Flex℠. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are two of Chase’s top credit cards. 31, 2024, to take advantage of this perk. Annual fee. The card. As a matter of fact, they can be. If Chase Sapphire has been your main card for a year, it's probably worth paying the fee from one more year for the goodies. Activate by July 31, 2024. Yes, Chase Sapphire Reserve is worth its $550 annual fee if you spend at least $4,000 in the first 3 months and qualify for the card's initial bonus of 60,000 points. Image Credit: Chase. Among the Citi credit cards lineup, the Citi Premier ® Card is a mid-tier travel card that offers plenty of ways to earn rewards. 31, 2024, or for a minimum of 12 months, depending on your activation date. While that’s less than some premium travel cards charge, including the higher-end Chase Sapphire Reserve®, you. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. It’s hard to argue against the Chase Sapphire Preferred® Card as the best travel rewards card for anyone taking their first peek behind the travel rewards. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. With a $95 annual fee, it ranks as one of the best credit cards with annual fees under $100 and one of the top travel rewards cards for beginners. 49% while the APR on the Venture Rewards is 19. The new version of the lounge has snazzy. Rewards Rate. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to. Best for premium Uber. The Capital One Venture and the Chase Sapphire Preferred are two popular rewards credit cards that offer a variety of benefits to cardholders. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $. Ink Business Preferred Credit Card: Best for small business owners. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. In the fall of 2020, Chase launched an 80,000-point bonus on the card for several months – at the time, its biggest welcome offer ever. In addition to lounge access, some of the top benefits for the Sapphire Reserve include: $300 annual travel credit. Earn 2% on select card purchases and 1% on all other card purchases. According to Chase, that would equate to a. The Chase Sapphire Preferred Card is a great choice, especially if you're interested in transferrable travel rewards, with a modest $95 annual fee and the option to redeem points for 25% more. Annual Fee: $550. Sure, it’s an entire point “per” lower, but it’s a $95 annual fee card versus a $250 annual fee card. The Chase Sapphire Preferred offers one of the best sign-up bonuses available right now. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. Chase Sapphire Preferred is still a great option. You can redeem your Ultimate Rewards point totals for travel-related purchases. It's the lower tier of the Sapphire cards -- Chase also offers an elite version known as the Chase Sapphire Reserve. In this article, we pit the Chase Sapphire Reserve® vs. Which cards are better than the Chase Sapphire Reserve now that the annual fee and perks have changed? Here are some other alternatives to. Unfortunately, the card issuer doesn't offer a promotional APR for purchases or balance. Both cards also offer $10 per. Their portal is better than Chase but still annoying to use, decent for a couple domestic flights. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. Each account anniversary, cardmembers will receive bonus points equaling 10% of total purchases that year. The question is, how do you choose the right card?. Best at Bank of America: Bank of America Preferred Rewards. Step 3: Once you’ve confirmed the purchases and the number of points you’ll be redeeming, you’re all set!The Chase Sapphire Preferred Card offers similar benefits and earning power as the Chase Sapphire Reserve for a modest $95 annual fee. Chase Sapphire Preferred vs. Best for Uber credits: American Express® Gold Card. 5,000 more bonus points if you add an authorized user and they make a purchase in first 3 months. Chase Sapphire Preferred Card: Best for beginners. C1 VX gets you lounge access, free AU and a 2X earn for $395, $300 back in portal travel credit and 10k points after the first year. But the Chase Sapphire Preferred® Card has a lower annual fee ($95) than its competitors and plenty of lucrative rewards. The Chase Sapphire Preferred® Card is one of the most popular travel rewards credit card on the market. CHASE. To see how Chase Ultimate Rewards stack up against the competition, we researched each program's transfer partners. Chase Sapphire Lounge by the Club. Both. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. Both. You. Both cards also offer plenty of premium perks aside from their rewards, and the benefits on the Chase Sapphire Reserve card add up to a greater. Here’s a list of the rates and fees you should be aware of before applying for the Chase Sapphire Reserve: Annual fee: $550. The Chase Sapphire Preferred Card is a great choice, especially if you're interested in transferrable travel rewards, with a modest $95 annual fee and the option to redeem points for 25% more. Simply put, the benefits of the Chase Sapphire Preferred are worth the $95 annual fee. There is a limited-time increased welcome offer available on the Chase Sapphire Preferred® Card, offering up to 90,000 points after spending $6,000 in the first six months of card membership. . The insurance benefits with the Venture X are better than those of the CSP. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. The Sapphire Preferred is also considered a mid-tier travel card, and it’s widely regarded as one of the best travel credit. Both cards charge a $95 annual fee and waive foreign. First, visit the Ultimate Rewards travel portal and log into your Chase account. Opt for pick-up. Chase Sapphire Preferred has a bonus offer that provides new cardholders with 60,000 points after $4,000 spent within the first 3 months — a great deal. When redeemed for travel through the Ultimate Rewards portal, each point earned by the Chase Sapphire Preferred® Card is worth 1. Chase briefly offered a sign-up bonus of 100,000 points in June. Chase Sapphire Preferred Card. The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting approved. Bankrate Score. 25 cents per point when booking through the Chase Travel portal (instead of 1. You’ll also get more value in the first year with the Chase Sapphire Preferred card, even if you travel just a few times a year. The bottom line. The Chase Sapphire Reserve’s bonus is worth $900 when redeemed for travel through Chase Ultimate Rewards, whereas the Chase Sapphire Preferred’s bonus is worth $750 when redeemed for travel through Ultimate Rewards. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Annual fee: The Chase Sapphire Preferred® Card charges a $95 annual fee. Among the other benefits coming into play as of August 16, 2021, the card will now offer a $50 annual credit on hotel stays purchased through Ultimate Rewards. Chase is offering 60,000 bonus points for new cardmembers who spend $4,000 on purchases in the first three months from account opening. Both come with manageable annual fees for beginners and experts, at $95 per year. 5% cash back on all spending, which you can convert to 1. Earning Rewards With both cards, you. 1. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. 49%. Here’s why the $95 annual fee is worth it: Chase Sapphire Preferred® Card. 5 points per dollar on Peloton equipment and accessory purchases of $250 or more with a maximum earn of 25,000. Not only does the card offer 3X points on restaurants. 1:1 point transfers to Chase travel partners including major airlines and hotels. The Platinum Card® from American Express. As a college student who just started out last January, the chase sapphire preferred goes so hard because I am mainly focusing on chase cards (currently at 3 personal 3 business), so all my points just funnel into Hyatt. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Last month, Doctor of Credit flagged a notice buried in cardholder's statements indicating the bank's. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. Epicor. That. The Chase Sapphire Preferred is a top-tier credit card for frequent flyers, offering valuable rewards, flexible redemption options, and travel perks. Chase Sapphire Preferred is one of the best travel credit cards on the market, and it offers big value upfront with an initial bonus of 60,000 points for spending $4,000 in the first 3 months. CSP is a Visa Signature which is a tier below Visa Infinite, which is what the Venture X is. Points are worth. So, is the Chase Sapphire Preferred Card worth the $95 annual fee? It most often is. $95. 24%, tied to the Prime Rate and set. The Chase Sapphire Preferred® Card is a popular travel rewards card – and for good reason. U. The Chase Sapphire Preferred charges a variable APR of 21. Chase Sapphire Reserve vs. Both cards have a variable APR between 18. Chase Sapphire Reserve: Best for frequent travelers. United℠ Explorer Card. In general, Bank of America focuses on cash-back rewards, while Chase is focused on those interested in travel rewards. American Express® Business Gold Card: 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the first 3 months of opening an account. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. Best for overall flexible travel rewards: Chase Sapphire Preferred® Card. Bio; Latest Posts;Sometimes, you’ll find that the standard welcome offer on the Sapphire Preferred is excellent. 31, 2025. Based on TPG's valuations, that's worth $1,200. Annual fee: $395. Sapphire Reserve: Rewards and bonuses. In the fall of 2020, Chase launched an 80,000-point bonus on the card for several months – at the time, its biggest welcome offer ever. Annual $50 hotel credit. But this offer. Compare. Shop Peloton Bikes, Tread, Guide, or Row. This is because the former offers a 50 percent points boost when points are redeemed in this manner, while the. Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. Sapphire Preferred offers an initial bonus worth $750 in travel through Chase, and it gives 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. ANNUAL FEE. The Chase Sapphire Preferred now earns 3X on dining, which is a formidable opponent of the Amex Gold at 4X on dining. 5-3-1. If the Ultimate Rewards points were redeemed for travel via the Chase travel portal, the value would be $270 (1. And, its $95 annual fee is a fraction of the premium travel card's. Chase Sapphire Reserve Fees. 60,000 Ultimate Rewards points will get you a minimum of $750 toward travel, though in reality you can get much more value than that with Chase’s transfer partners. 01 (one cent), which means that 100 points equals $1 in redemption value. If you have the Chase Sapphire Preferred® Card, your points are worth 1. The Chase Sapphire Preferred® Card comes with a reasonable $95 annual fee, and new cardholders can earn 60,000 points worth $750 in travel redeemed through Chase Ultimate Rewards when they spend. A. Compare that with the Chase Sapphire Preferred® Card, long considered the travel credit card that opened the gate for dozens of subsequent competitors in an increasingly crowded market vying for. The Chase Sapphire Preferred is designed for frequent and casual travelers. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. Chase Sapphire Preferred gives you a great deal early on, offering 60,000 bonus points – worth $750 in travel redeemed through Chase – for spending $4,000 within 3 months of account opening. Its premium sibling, the Chase Sapphire Reserve®, comes with better perks but a $550 annual fee. Annual fee: $395. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. Approval Factors for Chase Sapphire Preferred. With its striking metal design and a reputation for offering some of the most generous travel perks in the industry, it’s no wonder that this card has captured the attention of travelers and points enthusiasts alike. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). card_name: 66,200 Amex Membership Rewards points. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. Beginning in April 2022, cardholders will get $5 of DoorDash credit every month. The balance transfer APR is also the same, and there is no introductory APR for either card. Which cards are better than the Chase Sapphire Reserve now that the annual. Chase offers a 60,000-point bonus – worth up to $750 in travel when redeemed with Chase – if you spend $4,000 in the first three. Luxury Card may be a name new to many of you — it is a collection of three premium World Elite Mastercards from Barclays Bank. Chase Sapphire Preferred Travel Benefits. Sapphire is our premier credit card for travel and dining. Chase Sapphire Preferred® Card. The Chase Sapphire Preferred® Card is a solid pick for cardholders who want valuable travel benefits without a high annual fee. You won't be able to find it online. Based on the hypothetical annual spending above, here’s the verdict: card_name: 51,300 Chase Ultimate Rewards points per year. Card Weight: 17 grams. Our quick take: The Chase Sapphire Preferred® Card is an ideal choice for people just. Best at Citibank: Citigold® by. Beyond that, Hyatt award rates can be incredibly low compared to some competitors. Annual fee: The Chase Sapphire Preferred® Card charges a $95 annual fee. 49% - 28. The Priority offers 7,500 bonus points each cardmember anniversary year, a $75 annual Southwest. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. TPG values Ultimate Rewards points at an even 2 cents each, making this bonus worth $1,200. Annual. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a year card, instead of $695 like Amex Platinum. The Chase Sapphire Preferred also has a 1:1 point transfer rate to Chase’s travel partners. Maria Adams, Credit Cards Moderator. Cons. by total assets, the 2 institutions couldn’t have a more opposite approach to credit card portfolios. 25 cents per point, making them slightly less valuable when redeeming via the Chase Portal. com, Hulu. The card recently introduced additional category bonuses to sweeten the deal: 5% on travel purchased through Chase. Sapphire Banking is Chase’s second-highest banking product with Chase Private Client being in the top spot. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. sans “X”, is. Chase Sapphire. 2. Maria Adams, Credit Cards Moderator. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. The Premier slightly outperforms the Preferred on everyday spending categories, with 3x Citi ThankYou Points per dollar at supermarkets, gas stations and restaurants, and hotels. When you account for the card’s various perks, including the welcome bonus, 10 percent. This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months. Annual Fee: $95. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but it's also much less restrictive. The ability to earn bonus points has returned, earning at the following rates through March 2025: Chase Sapphire Reserve: Earn 10 points per dollar on Peloton equipment and accessory purchases of $150 or more — with a limit of 50,000 points. Assuming that you have at least 30 transactions per month, EDP's earning rate is 4. While the Chase Sapphire Reserve costs $550 annually, it’s fairly easy to get $300 of that back with everyday travel purchases throughout the year. With the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card, each point is worth 1. Then Chase did the unthinkable: They leveled up to a record-setting 100,000-point bonus in June 2021. The Chase Sapphire Preferred’s 60,000-point bonus (after spending $4,000 in the first three months) isn’t just $600 in cash back or gift cards -- it’s potentially a multithousand-dollar. This card is one of the lighter metal credit cards by a few grams. Bottom Line: With a complimentary DoorDash DashPass subscription, the Chase Sapphire Preferred card and the Chase Sapphire Reserve card are great choices for food delivery service purchases. » MORE: Best rewards credit cards To view rates and fees of the American Express® Gold Card , see this page . The Chase Sapphire Reserve comes with a. While the Chase Sapphire Reserve card has a fee that is significantly higher than the Amex Gold card at $550 compared to $250, it also comes with more usable benefits including worldwide lounge access and the $300 travel statement credit which more than make up for the annual fee difference. For casual and heavy travelers alike, the Chase Sapphire Preferred is a better all-around package. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. With the Sapphire Preferred, your Chase points are worth 1. The Chase Sapphire Reserve and the Citi Prestige cards both offer superior benefits such as annual travel credits, airport lounge access and the ability to transfer points to airline and hotel loyalty partners. There are some of the best perks. The Chase Sapphire Preferred® gives a $50 hotel credit when you book through the Chase Travel Portal vs the Chase Sapphire Reserve® which gets a broader $300 travel credit that is valid on travel purchases outside the Chase travel portal. Dream bigger with the Disney Premier Visa Card from Chase. Chase Sapphire Lounge by the Club. If not, go with the Chase Sapphire Preferred® Card. Earn 2% on select card purchases and 1% on all other card purchases. If you’re comparing these two rewards cards based only on their annual fees, the American Express Gold Card wins due to its much lower annual fee of $250. Southwest® Rapid Rewards® Performance Business Credit Card. These bonus points may even be enough to earn a free domestic round-trip flight. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. Other reasons why Chase Sapphire Preferred wins include the fact that it. Still, Chase Sapphire Preferred points are only worth 1. We transferred points to my corresponding individual airline and hotel partner accounts and tracked how long it took for them to show up. 7). * That's $750 toward travel when redeemed through Chase Ultimate Rewards ®. 10% point bonus each year. 25 cents. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Earning Rewards With both cards, you. The card earns 1. The Chase Sapphire Reserve has the broadest Priority Pass membership, allowing you to visit Priority Pass-affiliated restaurants, spas and suites — which most other cards don't permit. Redeem toward most anything Disney at most Disney U. The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). If you love the CSR for its travel perks, you'll still be able to earn 2x points on travel and 3x on dining spending with the Chase Sapphire Preferred, which only carries a $95 annual fee and doesn't charge foreign transaction fees. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. It's the lower tier of the Sapphire cards -- Chase also offers an elite version known as the Chase Sapphire Reserve. Several other cards weigh in at 17g, including The Platinum Card® from American Express and the Capital One Venture X Rewards Credit Card. Sapphire Preferred highlights include: The card currently offers a 60,000-point sign-up bonus — worth a minimum of $750 toward paid travel. It all starts with a sign-up bonus of. Chase Sapphire Preferred® Card holders have two ways of starting a rental car insurance claim: over the phone or online. That’s a solid bonus with a reasonable spending requirement. People with the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card, can transfer points on a 1:1 basis to about a dozen airline and hotel. The 60,000 points new account bonus is also worth a minimum of $600 ($750 booking travel through Chase), which covers the annual fee for many years. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. NOT FDIC INSURED. Chase Sapphire Reserve®. There are still good reasons to use the Chase Ultimate Rewards portal, and the Chase Sapphire Preferred’s up to $50 annual. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. 25 cents each within the Chase Ultimate Rewards® portal. Reward your inbox with the TPG Daily newsletter. 60,000 Ultimate Rewards points after you spend $4,000 within three months. Interest. As a premium (read: annual fee-charging) travel card, Chase Sapphire Preferred has two advantages over the Chase Freedom in this respect: a 25% redemption bonus when you redeem your rewards for. The Chase Sapphire Reserve gets a redemption value of 1. Best Alternatives to the Chase Sapphire Preferred Card: Best for International Travel: Citi Premier® Card Best for Lounge Access: Capital One Venture Rewards Credit Card Best for Everyday Spending: Chase Freedom Unlimited® Best for Renters: Bilt Mastercard® 🎉NEW! Unlimited Cash-Back Match Offer🎉 Chase Freedom Unlimited® Apply Now The Best Alternatives to Chase Sapphire Reserve. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. With the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card, each point is worth 1. In turn, its 60,000-point bonus is worth $750 in travel. 0125, but your credit card will be charged the full remaining dollar amount. $550 annual fee †; $75 for each authorized user †. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Sapphire Reserve: Reserve Dethroned. Chase Sapphire Preferred vs. Remember that Chase Sapphire Preferred cardholders will receive up to a 25% bonus, while Chase Sapphire Reserve cardholders receive up to a 50% bonus. Once you get the hang of it, the lineup of transfer partners available with the Chase Sapphire Preferred is stellar. With the Sapphire Preferred you’ll earn 5 points per dollar on travel purchased through Chase Ultimate Rewards®, 3 points per dollar on dining, select streaming services, and online grocery. Chase Sapphire Preferred: 60,000 bonus points for spending $4,000 in the first three months from account opening. With that in mind, let me share the four areas where you can get significantly more value with the Sapphire Reserve than the Sapphire Preferred. There are plenty of quality credit cards competing with the Chase Sapphire Reserve credit card. The Chase Sapphire Preferred® Card may. 1-2. The new version of the lounge has snazzy. 023 base) The Chase Sapphire Preferred Card is one of the gold standards for earning travel rewards. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). Insider's valuations estimate this. With the Chase Sapphire Reserve, your points are worth 1. 1. The Chase Sapphire Preferred’s benefit package helps it snag top spots on many lists of the best credit cards across publications. The Chase Sapphire Preferred Card earns 2x points instead of 3x points on travel when compared to the Chase Sapphire. These include 5x miles on travel purchased through the Chase Ultimate. 5 cents per point with the Sapphire. Best credit cards for groceries. Feature. Based on TPG's valuations, this equals a 4% return on spending. 49% to 28. . The card is currently offering a sign-up bonus of 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months from. The Sapphire Preferred does have an up to a $50 credit for hotel stays booked through the Chase Ultimate Rewards portal.